Built for charter operators

Finally know what your charter actually made.

After Boatsetter's cut, fuel, and the dock fees — what did you actually pocket? AboveWater tells you after every charter, tracks your season breakeven, and comes tax season, hands your CPA a clean Schedule C P&L they can actually use.

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No credit card required · 21-day free trialyour accountant will thank you

Good morning, Captain
Good Time Chicago Charters
78° · Chicago
Week
Month
Season

Best month yet — 9 charters, $7,140 net. At this pace you'll clear breakeven by late August with room to spare.

Season breakeven · 2026

$11,420 of $14,600 covered

78%
55% through your season
Covered
$11,420
of $14,600
To go
$3,180
~2 more charters
Pace
$2,840/mo
↑ On pace · ~Aug
Net profit
$7,140
+$890 vs last month
Gross revenue
$10,850
9 charters this month
Avg net / charter
$793
Season avg: $748
Season projection
$41.2k
Based on current pace
↑ On pace · breakeven in Aug
21 days
Free trial — no card needed
30 sec
Log a charter from the dock
Real net
After every cost. Not gross.
Tax-ready
Clean P&L for your CPA at year-end.
The problem

Too many charter operators
are underwater and don't know it.

You think you had a good season. Then October arrives — a repair bill, a slow stretch, a platform fee you didn't account for — and suddenly the numbers don't add up.

01
Gross revenue is a lie
Platform fees, fuel, CC processing, slip allocation, permits — by the time you subtract everything, that $1,050 charter might net you $680. Or $820. You genuinely don't know without doing math you never have time to do.
02
You're pricing by feel
You set your rates by looking at what competitors charge. But you don't know your cost floor, you don't know the market in real time, and you don't know when to hold vs. discount a slot that's going unfilled.
03
The season ends and sinks you
You thought you were above water all summer. Then the mechanic bill arrives in October and you weren't. Nobody told you to set aside $150 per charter while you were running them. AboveWater does.
Key features

Everything missing from
your booking platform.

FareHarbor takes your bookings. Boatsetter manages your listings. Neither one tells you if you're actually making money — or ready for tax season.

True net per charter
See exactly what you made after platform fees, CC processing, fuel, captain pay, and your share of fixed costs. Not gross. Not "revenue." Net — what actually hit your pocket.
Core analytics
Full Tax Center
Quarterly estimated tax calculator, mileage log, Section 179 equipment tracker, SEP-IRA maximizer, and a year-end checklist. Come April, hand your CPA a clean Schedule C P&L and walk out in 30 minutes.
Tax planning
Season breakeven tracker
Know in June if you're behind — not in September when it's too late. AboveWater tracks your cumulative booking pace against your fixed costs and tells you exactly how many charters are left to cover them.
Pacing alerts
Booking source breakdown
Boatsetter vs. direct vs. referral — and what each channel actually costs you in fees and net margin. Know which sources are worth growing and which are eating your profit.
Channel analytics
Maintenance reserve tracker
Set aside a per-charter reserve automatically. When the October repair bill arrives, it comes from a jar you already filled — not your personal account. No more end-of-season surprises.
Cost management
AI financial advisor
Ask anything about your numbers — which channel pays best, whether you're on pace to hit breakeven, what your tax bill looks like. It has full context of your season and answers in plain English.
AI advisor
Multi-vessel fleet view
Running two boats? See per-vessel P&L side-by-side, assign fixed costs to each vessel, and instantly know which boat is pulling its weight — and which one needs attention.
Fleet management
IRS-ready Schedule C P&L
Every expense mapped to the right IRS line — fuel on Line 22, insurance on Line 15, loan interest on Line 16b. Hand this to your accountant and they'll know exactly where everything goes.
Tax protection
Year-over-year analytics
Stack this season against last. See which months you're ahead, which booking sources are growing, and whether your average net per charter is actually improving year on year.
Season analytics
How it works

From first charter to
clean books at year-end.

Connect your data and start seeing what's really happening below the surface.

01
Enter your fixed costs once
Loan payment, insurance, slip fees, permits — add them once. AboveWater divides them automatically across your charters so every trip carries its real share of overhead.
02
Log each charter in 30 seconds
From your phone on the dock. Charter price, fuel cost, booking source — done. AboveWater handles the platform fee math, cost allocation, and maintenance reserve automatically.
03
Know your numbers. Stay ahead of taxes.
Real net profit after every charter. Season breakeven tracking. And all year, the Tax Center quietly builds your mileage log, equipment deductions, quarterly estimates, and Schedule C P&L — so your accountant gets a clean handoff, not a shoebox.
Pricing

Scale with your fleet.
Everything included.

Every tier gets the full product. The only difference is how many boats you run.

MonthlyAnnualSave 2 months
1 vessel
Solo
$29/mo
billed monthly · cancel anytime
Start free trial
  • True net per charter — after every fee, cost, and cut
  • Season breakeven tracker with live pacing alerts
  • AI insight + advisor on your actual numbers
  • Booking source analytics — net margin by channel
  • Year-over-year performance comparison
  • Full Tax Center — quarterly estimates, mileage, equipment
  • IRS-ready Schedule C P&L your CPA can actually use
  • Maintenance reserve tracker
  • CSV import — Boatsetter, FareHarbor, any platform
  • Self-captained and hired captain modes
21-day free trial · no credit card required
Most popular
Up to 3 vessels
Multi
$49/mo
billed monthly · cancel anytime
Start free trial
  • True net per charter — after every fee, cost, and cut
  • Season breakeven tracker with live pacing alerts
  • AI insight + advisor on your actual numbers
  • Booking source analytics — net margin by channel
  • Year-over-year performance comparison
  • Full Tax Center — quarterly estimates, mileage, equipment
  • IRS-ready Schedule C P&L your CPA can actually use
  • Maintenance reserve tracker
  • CSV import — Boatsetter, FareHarbor, any platform
  • Self-captained and hired captain modes
21-day free trial · no credit card required
Unlimited vessels
Fleet
$99/mo
billed monthly · cancel anytime
Start free trial
  • True net per charter — after every fee, cost, and cut
  • Season breakeven tracker with live pacing alerts
  • AI insight + advisor on your actual numbers
  • Booking source analytics — net margin by channel
  • Year-over-year performance comparison
  • Full Tax Center — quarterly estimates, mileage, equipment
  • IRS-ready Schedule C P&L your CPA can actually use
  • Maintenance reserve tracker
  • CSV import — Boatsetter, FareHarbor, any platform
  • Self-captained and hired captain modes
21-day free trial · no credit card required

Founding members lock in this price forever. Spots are limited.

“
I was trying to figure out if my first charter season would break even — doing the math myself, spreadsheet open, costs keep changing, never landing on a clean number. I built AboveWater out of that frustration.
JJ Connor · Founder, AboveWater · Good Time Chicago Charters
Early access

Know if you're above water
before the season ends.

Join operators who finally know their real take-home after every charter. First 50 get 3 months free.

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